Income Protection, Tailored for WTW Clients
A flexible income protection solution endorsed for WTW clients — designed to protect your income and support your financial wellbeing.
This solution may be recommended by your WTW adviser as part of your broader financial protection strategy.
WTW regularly reviews and endorses insurance solutions to help clients make informed decisions.
Why WTW Recommends Income Protection
WTW considers income protection to be a key part of a well‑structured financial plan. If you are unable to work due to illness or injury, income protection can help maintain financial stability and support continuity in your lifestyle.
Income protection may help:
Protect your income if you are unable to work due to illness or injury
Help maintain financial stability during periods of recovery
Provide an alternative to typical super‑based cover, with greater flexibility over benefit design and ownership
Why WTW has endorsed this income protection solution
WTW regularly reviews insurance solutions available in the market to identify options that may suit the needs of its clients.
WTW has endorsed the availability of this income protection solution based on:
A review of historical client outcomes and experience
A digital experience designed to support informed decision‑making
Flexible cover structures suited to a broad range of client circumstances
A claims approach designed to provide early support and ongoing assistance
While Canopy Insurance administers this solution, WTW endorses its availability for clients seeking a practical, scalable approach to income protection as part of their broader financial planning considerations.
What This Cover Provides
This solution has been designed to provide practical financial support in the event that illness or injury prevents you from working.
It may help:
Help replace income if you are unable to work
Provide financial support during periods of recovery
Offer flexible options that can be tailored to individual circumstances
Cover you 24/7, worldwide
Cover is subject to policy terms, conditions, and eligibility.
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Product Fact Sheet
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PDS and Policy Wording
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FSG Canopy Insurance
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Target Market Determination
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Important Information
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Get an Instant Quote
Generate an indicative quote in a few steps. You can review cover details before making any decision.
Quotes are generated through the WTW‑endorsed income protection platform.
Speak with a WTW-aligned Insurance Specialist
WTW works with Canopy Insurance to provide access to insurance specialists who can assist with questions about this solution.
Real experiences from policyholders insured through this solution
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“I’ve always believed it’s better to have it and not need it, than need it and not have it — and that really proved true for me.
I first came across Canopy by scanning a QR code at work and requesting more information. I spoke with Michael, who was incredibly easy to talk to, and the whole process — from quote to setup — was quick and straightforward.
Within minutes of deciding to proceed, my cover was in place.
Only a few weeks later, I had an accident and broke my ankle.
From that point, the support I received was exceptional. Michael helped coordinate everything and connected me with the claims team straight away. I was then assigned Maureen as my case manager — she’s been amazing. Caring, responsive, and always on top of my situation as I’ve progressed through recovery.
I genuinely can’t speak highly enough of the Canopy team. You never know what’s around the corner, and I’m so glad I had this cover in place.” — Joanne M, Train Driver
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“I'm really happy with the cover. The team is organised, proactive, and genuinely focused on anticipating customer needs.” - Genevieve R, Train Driver
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“As a self-employed paramedic, this policy fits my needs perfectly — which hasn’t always been the case with other providers.”- Roy V, Paramedic
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“Great company, easy to deal with, and very friendly staff. I’d definitely recommend Canopy for income protection.” - Mark N, Train Guard
About the provider
Canopy Insurance administers this income protection solution. Canopy has an established history of supporting policyholders through digital onboarding and ongoing claims assistance.