Canopy Insurance is part of the WIP Group — a trusted Australian provider with a strong history of working alongside superannuation funds, unions, and large organisations to deliver tailored protection for their members and employees. We’re proud to now extend this expertise and group purchasing power to individuals at QBuild, with access to our easy, live quote and buy platform.

We understand the importance of protecting your lifestyle and financial wellbeing. That’s why we’ve developed the Lifestyle Assurance Package — a flexible income protection solution designed to suit modern needs. Our team works with both local and international insurance markets, giving us the ability to offer a wide range of options to help you find suitable cover at competitive rates.

Our support doesn’t end when you take out a policy. In the event of an accident or illness, our experienced in-house claims team manages the process from start to finish, aiming to make your experience as smooth and stress-free as possible so you can focus on recovery.

At Canopy, we believe financial security should be transparent, simple, and accessible — helping you protect your lifestyle and peace of mind with confidence.

Life doesn’t always go according to plan — and illness or injury can sometimes interrupt your ability to work and earn an income. The Lifestyle Assurance Package is designed to help you prepare for those unexpected moments by providing financial support if you’re unable to work due to injury or illness. It’s a simple and effective way to help protect your lifestyle, giving you greater confidence and peace of mind knowing there’s a safety net in place when you need it most.

The Lifestyle Assurance Package offers more than income protection — it includes a range of additional benefits designed to provide extra support and flexibility when you need it most. These built-in and optional benefits include:

• Critical Sickness Cover

• Death and Critical Injury Protection

• Family Cover

• Fractured Bones Support

• HIV and Hepatitis Cover

• Financial Planning Benefit

• 24/7 Worldwide Coverage

• Tailored Waiting Periods

• Flexible Policy Options

• Rehabilitation and Return-to-Work Assistance

• Home and Vehicle Modification Benefit

• Reimbursement of Professional and Membership Fees

• Advanced Payment Benefits

• Transport to and from Work Benefit

• Escalation of Claim Benefit

• Disappearance Cover

• Exposure Cover

These benefits are subject to policy terms, conditions and eligibility criteria. Please refer to the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for full details of what’s covered and to decide if this product is right for you.

QBuild employees can make premium payments easily through payroll deduction, helping to keep cover active without the need for manual payments or reminders. You can choose to have your premiums deducted fortnightly or monthly, depending on what best suits your pay cycle.

This simple arrangement means your income protection cover is conveniently managed through your regular pay — making it easier to stay protected and in control.

In many cases, income protection insurance premiums are generally tax-deductible in Australia. This means you may be able to claim the cost of your premiums as a deduction at tax time, helping to make your cover more affordable.

It’s important to seek personal advice from a qualified financial adviser or accountant to confirm whether you’re eligible to claim a deduction based on your individual circumstances. At Canopy, we’re here to help you understand your options and support you in protecting your financial wellbeing.

Our claims are managed by n2n Claims Solutions, a specialist division within the WIP Group dedicated to delivering a compassionate and efficient claims experience.

From the moment a claim is lodged, the n2n team takes a human-centred approach — listening, guiding, and supporting you through every step of the process. They combine deep technical expertise with genuine empathy to help ease the financial and emotional pressure that can arise when illness or injury keeps you from working.

At Canopy, we’re proud to partner with n2n Claims Solutions to ensure every claim is handled with care, integrity, and understanding — because real support means being there when it matters most.

Protecting your income is one of the most practical ways to help maintain financial stability and peace of mind — especially when unexpected events occur. Income protection insurance can provide financial support if you’re unable to work due to illness or injury, helping you focus on recovery rather than bills or expenses.

Through the Lifestyle Assurance Package, QBuild employees can access simple, flexible cover designed to protect both income and lifestyle. Having this kind of protection in place means knowing that support is available when you need it most.

We encourage you to learn more about how income protection can fit into your personal financial plan. Get a no-obligation quote today and take a confident step toward protecting your financial wellbeing.