EOFY Offer Terms

Offer overview
Eligible new Income Protection policies receive an additional 2 months of cover at no extra cost. This equates to 14 months of cover for the price of 12.

1. Offer eligibility

·       The offer applies to new Income Protection policies only.

• Policies must be applied for on or before 31 July 2026.

• Policy issue is subject to standard underwriting, acceptance and eligibility criteria.

• This offer is not available for policy variations, renewals, or reinstatements.

2. How the offer works

• The additional 2 months of cover is applied after the first 12 months of continuous cover.

• The policy must remain active and in force for the full 12-month period for the additional benefit to apply.

3. Payment and policy conditions

• All premiums must be paid in accordance with the policy terms.

• If the policy is:

  • cancelled

  • allowed to lapse

  • unpaid or in arrears

within the first 12 months, the additional 2 months of cover will not apply.

4. General conditions

• The offer is not transferable or redeemable for cash.

• This offer cannot be combined with other promotions, unless otherwise stated.

• The offer does not change the underlying policy terms, benefits, limits or exclusions.

5. Standard policy terms

• All policies are subject to the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).

• Individual circumstances, including age, occupation and health, may affect eligibility and cover options.

6. Important information

• This information is general information only and does not take into account your personal circumstances.

• You should consider whether the product is appropriate for you and review the PDS before making a decision.

7. Provider

This offer is provided by Canopy Insurance. Further details are available at canopyinsurance.com.au.